🌍 ClimateRiskCheck

Natural Disaster Risk in Ainsworth

Iowa

6.1out of 10
High Risk

Risk Summary for Ainsworth

Ainsworth scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Drought

All 18 Hazard Scores

Strong Wind
9.2
Hail
8.5
Drought
8.2
Extreme Heat
6.9
Landslide
6.6
Tornado
6.2
Wildfire
6.1
Winter Weather
5.9
Ice Storm
5.6
Lightning
5.5
Tsunami
5.4
Cold Wave
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Earthquake
4.4
Riverine Flooding
1.0

How it compares

Ainsworth
6.1
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ainsworth, Iowa

Ainsworth, in Washington County, is a small community of about 1,148 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Ainsworth residents and property owners must navigate.

According to FEMA's National Risk Index, Ainsworth carries an overall risk score of 6.1/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to hail and drought.

Within Iowa, Ainsworth's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Washington County identifies wind as the foremost hazard, followed by hail and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Ainsworth residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Ainsworth: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Ainsworth

These city-level factors differentiate Ainsworth from other communities in Washington County and provide geographic context for its hazard exposure.

Population

1,148

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

41.3322Β° N, 91.5470Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ainsworth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ainsworth

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.