Natural Disaster Risk in Bernard

Natural Hazard Profile: Bernard, Iowa

Bernard, in Dubuque County, is a small community of about 1,305 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Bernard residents and property owners must navigate.

According to FEMA's National Risk Index, Bernard carries an overall risk score of 6.2/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to landslide and tornado.

Within Iowa, Bernard's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Dubuque County identifies hail as the foremost hazard, followed by landslide and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bernard's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.