🌍 ClimateRiskCheck

Natural Disaster Risk in Chillicothe

Iowa

6.1out of 10
High Risk

Risk Summary for Chillicothe

Chillicothe scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Extreme Heat

All 18 Hazard Scores

Drought
9.8
Tornado
8.4
Extreme Heat
7.8
Strong Wind
7.7
Landslide
7.7
Hail
6.8
Wildfire
6.6
Lightning
5.8
Winter Weather
5.7
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.5
Avalanche
4.5
Hurricane
4.0
Cold Wave
4.0
Riverine Flooding
1.0

How it compares

Chillicothe
6.1
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chillicothe, Iowa

Chillicothe, in Wapello County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Chillicothe residents and property owners must navigate.

Chillicothe's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include tornado and heat.

Within Iowa, Chillicothe's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Wapello County identifies drought as the foremost hazard, followed by tornado and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Chillicothe's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Chillicothe: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Chillicothe

These city-level factors differentiate Chillicothe from other communities in Wapello County and provide geographic context for its hazard exposure.

Population

83

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

41.0855Β° N, 92.5306Β° W

Wapello County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chillicothe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chillicothe

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.