🌍 ClimateRiskCheck

Natural Disaster Risk in Clarinda

Iowa

5.6out of 10
Moderate Risk

Risk Summary for Clarinda

Clarinda scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Drought Hail

All 18 Hazard Scores

Extreme Heat
8.8
Drought
8.7
Hail
7.9
Tornado
7.3
Cold Wave
7.1
Landslide
6.4
Strong Wind
5.6
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.3
Lightning
3.9
Earthquake
3.1
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Clarinda
5.6
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clarinda, Iowa

Located in the interior eastern United States in Page County, Clarinda is a town of roughly 6,624 residents. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Clarinda a community where hazard awareness has real practical value.

Clarinda's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include drought and hail.

Relative to other U.S. communities, Clarinda's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by heat and drought, as measured by FEMA across Page County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Clarinda residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Clarinda: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Clarinda

These city-level factors differentiate Clarinda from other communities in Page County and provide geographic context for its hazard exposure.

Population

6,624

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

40.7478Β° N, 95.0494Β° W

Page County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clarinda

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clarinda

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.