🌍 ClimateRiskCheck

Natural Disaster Risk in Cleghorn

Iowa

5.2out of 10
Moderate Risk

Risk Summary for Cleghorn

Cleghorn scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Tornado

All 18 Hazard Scores

Hail
9.0
Drought
8.3
Tornado
6.6
Winter Weather
6.6
Strong Wind
5.9
Cold Wave
5.6
Ice Storm
5.6
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
3.7
Lightning
3.5
Wildfire
3.4
Hurricane
2.4
Earthquake
2.2
Riverine Flooding
1.0

How it compares

Cleghorn
5.2
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cleghorn, Iowa

Cleghorn is a small community of about 549 in Cherokee County, in the interior eastern United States. The area experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Cleghorn.

FEMA rates Cleghorn's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for drought and tornado risk in their preparedness planning.

Cleghorn's risk score, near the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cherokee County, the highest-scoring are hail, drought, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Cleghorn residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Cleghorn: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Cleghorn

These city-level factors differentiate Cleghorn from other communities in Cherokee County and provide geographic context for its hazard exposure.

Population

549

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

42.7843Β° N, 95.7116Β° W

Cherokee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cleghorn

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Cleghorn

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.