🌍 ClimateRiskCheck

Natural Disaster Risk in Clemons

Iowa

5.9out of 10
Moderate Risk

Risk Summary for Clemons

Clemons scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Winter Weather

All 18 Hazard Scores

Drought
9.8
Strong Wind
8.8
Winter Weather
8.7
Tornado
8.5
Hail
8.3
Wildfire
6.7
Ice Storm
5.8
Landslide
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Hurricane
4.3
Earthquake
3.7
Lightning
3.5
Extreme Heat
2.2
Riverine Flooding
1.0

How it compares

Clemons
5.9
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clemons, Iowa

Located in the interior eastern United States in Marshall County, Clemons is a small unincorporated community. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Clemons a community where hazard awareness has real practical value.

FEMA rates Clemons's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wind and winter risk in their preparedness planning.

Relative to other U.S. communities, Clemons's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by drought and wind, as measured by FEMA across Marshall County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Clemons's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Clemons: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Clemons

These city-level factors differentiate Clemons from other communities in Marshall County and provide geographic context for its hazard exposure.

Population

224

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.7/10

Coordinates

42.1388Β° N, 93.1374Β° W

Marshall County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clemons

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clemons

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.