🌍 ClimateRiskCheck

Natural Disaster Risk in Coralville

Iowa

7.3out of 10
High Risk

Risk Summary for Coralville

Coralville scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Hail

All 18 Hazard Scores

Strong Wind
9.9
Tornado
9.8
Hail
9.6
Cold Wave
9.2
Extreme Heat
8.9
Winter Weather
8.9
Drought
8.4
Landslide
8.2
Ice Storm
8.0
Lightning
7.8
Wildfire
6.9
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.2
Riverine Flooding
1.0

How it compares

Coralville
7.3
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coralville, Iowa

Coralville is a city of approximately 23,250 residents in Johnson County, in the interior eastern United States. The area experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Coralville.

According to FEMA's National Risk Index, Coralville carries an overall risk score of 7.3/10, placing it in the high category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to tornado and hail.

Coralville's risk score, considerably above the 5.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Johnson County, the highest-scoring are wind, tornado, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Coralville residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Coralville: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Coralville

These city-level factors differentiate Coralville from other communities in Johnson County and provide geographic context for its hazard exposure.

Population

23,250

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

41.6971Β° N, 91.5975Β° W

Johnson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Coralville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Coralville

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.