🌍 ClimateRiskCheck

Natural Disaster Risk in Curlew

Iowa

4.6out of 10
Moderate Risk

Risk Summary for Curlew

Curlew scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Cold Wave

All 18 Hazard Scores

Drought
8.5
Hail
8.0
Cold Wave
6.7
Lightning
6.4
Winter Weather
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.6
Avalanche
4.5
Ice Storm
3.8
Strong Wind
3.2
Landslide
2.7
Hurricane
2.4
Wildfire
2.2
Extreme Heat
2.2
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Curlew
4.6
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Curlew, Iowa

Located in the interior eastern United States in Palo Alto County, Curlew is a small unincorporated community. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Curlew a community where hazard awareness has real practical value.

FEMA rates Curlew's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for hail and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Curlew's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by drought and hail, as measured by FEMA across Palo Alto County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Curlew residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Curlew: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Curlew

These city-level factors differentiate Curlew from other communities in Palo Alto County and provide geographic context for its hazard exposure.

Population

106

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

42.9690Β° N, 94.7929Β° W

Palo Alto County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Curlew

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Curlew

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.