🌍 ClimateRiskCheck

Natural Disaster Risk in Farmersburg

Iowa

5.0out of 10
Moderate Risk

Risk Summary for Farmersburg

Farmersburg scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Drought

All 18 Hazard Scores

Landslide
9.2
Hail
8.5
Drought
6.9
Tornado
6.0
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Strong Wind
4.9
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.3
Winter Weather
3.9
Ice Storm
3.4
Lightning
2.9
Earthquake
2.5
Wildfire
2.3
Riverine Flooding
1.0

How it compares

Farmersburg
5.0
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Farmersburg, Iowa

Located in the interior eastern United States in Clayton County, Farmersburg is a small unincorporated community. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Farmersburg a community where hazard awareness has real practical value.

Farmersburg's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include hail and drought.

Relative to other U.S. communities, Farmersburg's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by landslide and hail, as measured by FEMA across Clayton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Farmersburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Farmersburg: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Farmersburg

These city-level factors differentiate Farmersburg from other communities in Clayton County and provide geographic context for its hazard exposure.

Population

462

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.3/10

Coordinates

42.9640Β° N, 91.3430Β° W

Clayton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Farmersburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Farmersburg

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.