🌍 ClimateRiskCheck

Natural Disaster Risk in Farmington

Iowa

6.4out of 10
High Risk

Risk Summary for Farmington

Farmington scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Extreme Heat Drought

All 18 Hazard Scores

Hail
8.7
Extreme Heat
8.7
Drought
8.5
Strong Wind
8.3
Landslide
7.8
Tornado
7.4
Lightning
6.7
Ice Storm
6.3
Earthquake
6.1
Winter Weather
5.8
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.5
Avalanche
4.5
Cold Wave
4.4
Riverine Flooding
1.0

How it compares

Farmington
6.4
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Farmington, Iowa

Located in the interior eastern United States in Lee County, Farmington is a small community of about 1,103. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Farmington a community where hazard awareness has real practical value.

FEMA rates Farmington's composite natural disaster risk at 6.4 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for heat and drought risk in their preparedness planning.

Relative to other U.S. communities, Farmington's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by hail and heat, as measured by FEMA across Lee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Farmington residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Farmington: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Farmington

These city-level factors differentiate Farmington from other communities in Lee County and provide geographic context for its hazard exposure.

Population

1,103

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

40.6320Β° N, 91.7212Β° W

Lee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Farmington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Farmington

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.