Natural Disaster Risk in Floyd County
Iowa
5.0out of 10
Risk Summary for Floyd County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Drought Hail Tornado
All 18 Hazard Scores
Drought 9.5
Hail 8.3
Tornado 7.2
Winter Weather 7.0
Cold Wave 5.7
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Strong Wind 4.3
Hurricane 4.1
Ice Storm 4.0
Wildfire 3.8
Landslide 3.8
Extreme Heat 3.1
Lightning 2.6
Earthquake 2.2
Riverine Flooding 1.0
How it compares
Floyd County 5.0
Iowa avg. 5.4
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Floyd County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.