Natural Disaster Risk in Fontanelle
Iowa
5.7out of 10
Risk Summary for Fontanelle
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Drought Cold Wave Hail
All 18 Hazard Scores
Drought 9.5
Cold Wave 9.0
Hail 8.5
Strong Wind 7.5
Tornado 6.7
Extreme Heat 6.5
Landslide 6.5
Tsunami 5.4
Volcanic Activity 5.1
Ice Storm 5.0
Coastal Flooding 4.9
Winter Weather 4.6
Avalanche 4.5
Hurricane 4.3
Wildfire 4.2
Earthquake 2.3
Lightning 2.1
Riverine Flooding 1.0
How it compares
Fontanelle 5.7
Iowa avg. 5.4
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Fontanelle
Other cities in Iowa
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.