Natural Disaster Risk in Gilbert

Natural Hazard Profile: Gilbert, Iowa

Located in the interior eastern United States in Story County, Gilbert is a small community of about 1,487. The humid continental climate that characterizes this part of Iowa — marked by cold winters, hot summers, and frequent severe weather — directly influences the types and severity of natural hazards present, making Gilbert a community where hazard awareness has real practical value.

FEMA rates Gilbert's composite natural disaster risk at 6.0 out of 10 — high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for tornado and winter risk in their preparedness planning.

Relative to other U.S. communities, Gilbert's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by drought and tornado, as measured by FEMA across Story County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Gilbert residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.