🌍 ClimateRiskCheck

Natural Disaster Risk in Gillett Grove

Iowa

4.7out of 10
Moderate Risk

Risk Summary for Gillett Grove

Gillett Grove scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Drought

All 18 Hazard Scores

Hail
8.5
Winter Weather
7.5
Drought
6.7
Tornado
6.0
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Ice Storm
4.9
Avalanche
4.5
Strong Wind
4.1
Landslide
4.1
Wildfire
3.8
Extreme Heat
2.8
Earthquake
2.5
Hurricane
2.4
Lightning
2.2
Riverine Flooding
1.0

How it compares

Gillett Grove
4.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gillett Grove, Iowa

Located in the interior eastern United States in Clay County, Gillett Grove is a small unincorporated community. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Gillett Grove a community where hazard awareness has real practical value.

FEMA rates Gillett Grove's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for winter and drought risk in their preparedness planning.

Relative to other U.S. communities, Gillett Grove's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Clay County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Gillett Grove's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Gillett Grove: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Gillett Grove

These city-level factors differentiate Gillett Grove from other communities in Clay County and provide geographic context for its hazard exposure.

Population

40

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

43.0166Β° N, 95.0413Β° W

Clay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gillett Grove

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Gillett Grove

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.