Natural Disaster Risk in Glenwood
Iowa
Risk Summary for Glenwood
Glenwood scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Glenwood, Iowa
Located in the interior eastern United States in Mills County, Glenwood is a town of roughly 8,874 residents. The humid continental climate that characterizes this part of Iowa β marked by cold winters, hot summers, and frequent severe weather β directly influences the types and severity of natural hazards present, making Glenwood a community where hazard awareness has real practical value.
FEMA rates Glenwood's composite natural disaster risk at 4.9 out of 10 β moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for hail and drought risk in their preparedness planning.
Relative to other U.S. communities, Glenwood's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by landslide and hail, as measured by FEMA across Mills County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Glenwood's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.
What this means for Glenwood: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage β ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Local Factors for Glenwood
These city-level factors differentiate Glenwood from other communities in Mills County and provide geographic context for its hazard exposure.
Population
8,874
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 5.8/10
Coordinates
41.0409Β° N, 95.7185Β° W
Mills County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Glenwood
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Glenwood
Other cities in Iowa
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.