🌍 ClimateRiskCheck

Natural Disaster Risk in Hamburg

Iowa

4.7out of 10
Moderate Risk

Risk Summary for Hamburg

Hamburg scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Landslide Hail

All 18 Hazard Scores

Drought
8.2
Landslide
7.3
Hail
7.2
Extreme Heat
5.8
Tsunami
5.4
Tornado
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.5
Avalanche
4.5
Ice Storm
4.3
Cold Wave
4.0
Winter Weather
3.7
Strong Wind
3.5
Earthquake
2.4
Hurricane
2.4
Lightning
2.2
Riverine Flooding
1.0

How it compares

Hamburg
4.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hamburg, Iowa

Located in the interior eastern United States in Fremont County, Hamburg is a small community of about 1,381. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Hamburg a community where hazard awareness has real practical value.

FEMA rates Hamburg's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for landslide and hail risk in their preparedness planning.

Relative to other U.S. communities, Hamburg's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by drought and landslide, as measured by FEMA across Fremont County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Hamburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Hamburg: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Hamburg

These city-level factors differentiate Hamburg from other communities in Fremont County and provide geographic context for its hazard exposure.

Population

1,381

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

40.6226Β° N, 95.6634Β° W

Fremont County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hamburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hamburg

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.