🌍 ClimateRiskCheck

Natural Disaster Risk in Kellerton

Iowa

4.7out of 10
Moderate Risk

Risk Summary for Kellerton

Kellerton scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Extreme Heat Hail

All 18 Hazard Scores

Drought
9.5
Extreme Heat
6.8
Hail
6.7
Landslide
6.4
Tsunami
5.4
Strong Wind
5.1
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.1
Tornado
4.0
Hurricane
3.8
Ice Storm
3.0
Winter Weather
2.4
Earthquake
2.0
Lightning
1.7
Riverine Flooding
1.0

How it compares

Kellerton
4.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kellerton, Iowa

Kellerton, in Ringgold County, is a small community of about 528 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Kellerton residents and property owners must navigate.

Kellerton's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include heat and hail.

Within Iowa, Kellerton's risk is, slightly below the 5.4/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Ringgold County identifies drought as the foremost hazard, followed by heat and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Kellerton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Kellerton: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Kellerton

These city-level factors differentiate Kellerton from other communities in Ringgold County and provide geographic context for its hazard exposure.

Population

528

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

40.7159Β° N, 94.0758Β° W

Ringgold County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kellerton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kellerton

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.