🌍 ClimateRiskCheck

Natural Disaster Risk in Macksburg

Iowa

5.7out of 10
Moderate Risk

Risk Summary for Macksburg

Macksburg scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Landslide Hail

All 18 Hazard Scores

Drought
9.6
Landslide
8.1
Hail
7.2
Strong Wind
6.9
Wildfire
6.5
Ice Storm
6.3
Tornado
6.1
Extreme Heat
5.8
Winter Weather
5.7
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
3.9
Lightning
3.7
Earthquake
2.8
Riverine Flooding
1.0

How it compares

Macksburg
5.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Macksburg, Iowa

Macksburg, in Madison County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Macksburg residents and property owners must navigate.

Macksburg's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include landslide and hail.

Within Iowa, Macksburg's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Madison County identifies drought as the foremost hazard, followed by landslide and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Macksburg's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Macksburg: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Macksburg

These city-level factors differentiate Macksburg from other communities in Madison County and provide geographic context for its hazard exposure.

Population

94

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

41.2129Β° N, 94.1971Β° W

Madison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Macksburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Macksburg

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.