🌍 ClimateRiskCheck

Natural Disaster Risk in Malvern

Iowa

4.9out of 10
Moderate Risk

Risk Summary for Malvern

Malvern scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Drought

All 18 Hazard Scores

Landslide
8.1
Hail
7.6
Drought
7.0
Tornado
6.1
Wildfire
5.8
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.0
Coastal Flooding
4.9
Extreme Heat
4.8
Avalanche
4.5
Strong Wind
4.3
Winter Weather
4.2
Cold Wave
3.7
Hurricane
2.4
Lightning
2.4
Earthquake
2.0
Riverine Flooding
1.0

How it compares

Malvern
4.9
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Malvern, Iowa

Malvern, in Mills County, is a small community of about 1,842 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Malvern residents and property owners must navigate.

Malvern's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include hail and drought.

Within Iowa, Malvern's risk is, slightly below the 5.4/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Mills County identifies landslide as the foremost hazard, followed by hail and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Malvern's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Malvern: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Malvern

These city-level factors differentiate Malvern from other communities in Mills County and provide geographic context for its hazard exposure.

Population

1,842

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

40.9913Β° N, 95.5891Β° W

Mills County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Malvern

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Malvern

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.