🌍 ClimateRiskCheck

Natural Disaster Risk in McCallsburg

Iowa

6.0out of 10
High Risk

Risk Summary for McCallsburg

McCallsburg scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Winter Weather

All 18 Hazard Scores

Drought
9.7
Tornado
9.2
Winter Weather
9.1
Hail
8.8
Strong Wind
7.4
Ice Storm
7.0
Lightning
6.2
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.3
Hurricane
4.3
Cold Wave
4.3
Wildfire
3.9
Extreme Heat
2.5
Riverine Flooding
1.0

How it compares

McCallsburg
6.0
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: McCallsburg, Iowa

McCallsburg is a small unincorporated community in Story County, in the interior eastern United States. The area experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in McCallsburg.

According to FEMA's National Risk Index, McCallsburg carries an overall risk score of 6.0/10, placing it in the high category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to tornado and winter.

McCallsburg's risk score, slightly above the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Story County, the highest-scoring are drought, tornado, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, McCallsburg residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for McCallsburg: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for McCallsburg

These city-level factors differentiate McCallsburg from other communities in Story County and provide geographic context for its hazard exposure.

Population

394

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

42.1763Β° N, 93.3907Β° W

Story County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for McCallsburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in McCallsburg

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.