🌍 ClimateRiskCheck

Natural Disaster Risk in Millersburg

Iowa

5.6out of 10
Moderate Risk

Risk Summary for Millersburg

Millersburg scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Drought Hail

All 18 Hazard Scores

Strong Wind
8.4
Drought
7.8
Hail
7.7
Landslide
7.4
Wildfire
6.6
Tornado
6.5
Winter Weather
5.8
Extreme Heat
5.6
Tsunami
5.4
Ice Storm
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.1
Earthquake
3.5
Cold Wave
3.4
Lightning
2.7
Riverine Flooding
1.0

How it compares

Millersburg
5.6
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Millersburg, Iowa

Located in the interior eastern United States in Iowa County, Millersburg is a small unincorporated community. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Millersburg a community where hazard awareness has real practical value.

FEMA rates Millersburg's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for drought and hail risk in their preparedness planning.

Relative to other U.S. communities, Millersburg's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by wind and drought, as measured by FEMA across Iowa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Millersburg residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Millersburg: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Millersburg

These city-level factors differentiate Millersburg from other communities in Iowa County and provide geographic context for its hazard exposure.

Population

129

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

41.5733Β° N, 92.1592Β° W

Iowa County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Millersburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Millersburg

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.