Natural Disaster Risk in Monroe County
Iowa
4.5out of 10
Risk Summary for Monroe County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Drought Landslide Tsunami
All 18 Hazard Scores
Drought 9.1
Landslide 7.4
Tsunami 5.4
Volcanic Activity 5.1
Extreme Heat 5.0
Coastal Flooding 4.9
Wildfire 4.7
Tornado 4.7
Avalanche 4.5
Hail 3.9
Hurricane 3.8
Strong Wind 3.8
Cold Wave 3.6
Ice Storm 3.3
Lightning 2.6
Earthquake 2.5
Winter Weather 2.1
Riverine Flooding 1.0
How it compares
Monroe County 4.5
Iowa avg. 5.4
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Monroe County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.