🌍 ClimateRiskCheck

Natural Disaster Risk in Moorland

Iowa

5.7out of 10
Moderate Risk

Risk Summary for Moorland

Moorland scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Hail

All 18 Hazard Scores

Drought
9.6
Tornado
9.3
Hail
9.2
Winter Weather
8.2
Strong Wind
6.6
Landslide
6.6
Ice Storm
6.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.2
Cold Wave
4.2
Lightning
3.9
Earthquake
3.1
Wildfire
2.9
Extreme Heat
2.5
Riverine Flooding
1.0

How it compares

Moorland
5.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moorland, Iowa

Moorland, in Webster County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Moorland residents and property owners must navigate.

According to FEMA's National Risk Index, Moorland carries an overall risk score of 5.7/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to tornado and hail.

Within Iowa, Moorland's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Webster County identifies drought as the foremost hazard, followed by tornado and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Moorland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Moorland: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Moorland

These city-level factors differentiate Moorland from other communities in Webster County and provide geographic context for its hazard exposure.

Population

325

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

42.4393Β° N, 94.3289Β° W

Webster County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moorland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moorland

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.