Natural Disaster Risk in Mount Pleasant
Iowa
Risk Summary for Mount Pleasant
Mount Pleasant scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Mount Pleasant, Iowa
Located in the interior eastern United States in Henry County, Mount Pleasant is a city of approximately 12,428 residents. The humid continental climate that characterizes this part of Iowa — marked by cold winters, hot summers, and frequent severe weather — directly influences the types and severity of natural hazards present, making Mount Pleasant a community where hazard awareness has real practical value.
Mount Pleasant's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include wind and hail.
Relative to other U.S. communities, Mount Pleasant's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.4/10 state average. The hazard distribution here is led by heat and wind, as measured by FEMA across Henry County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Mount Pleasant residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.
What this means for Mount Pleasant: Extreme Heat preparedness
- Check on elderly neighbors and never leave children or pets in parked vehicles.
- Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
- Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
Local Factors for Mount Pleasant
These city-level factors differentiate Mount Pleasant from other communities in Henry County and provide geographic context for its hazard exposure.
Population
12,428
SuburbanGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 41.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.4/10
Coordinates
40.9880° N, 91.5853° W
Henry County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Mount Pleasant
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Mount Pleasant
Other cities in Iowa
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.