🌍 ClimateRiskCheck

Natural Disaster Risk in Norwalk

Iowa

5.7out of 10
Moderate Risk

Risk Summary for Norwalk

Norwalk scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Landslide Extreme Heat

All 18 Hazard Scores

Drought
9.3
Landslide
7.6
Tornado
7.0
Extreme Heat
7.0
Lightning
6.5
Wildfire
6.4
Strong Wind
6.1
Ice Storm
5.9
Hail
5.6
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
3.8
Winter Weather
3.5
Earthquake
3.0
Riverine Flooding
1.0

How it compares

Norwalk
5.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Norwalk, Iowa

Located in the interior eastern United States in Warren County, Norwalk is a city of approximately 16,835 residents. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Norwalk a community where hazard awareness has real practical value.

Norwalk's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include landslide and heat.

Relative to other U.S. communities, Norwalk's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.4/10 state average. The hazard distribution here is led by drought and landslide, as measured by FEMA across Warren County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Norwalk residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Norwalk: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Norwalk

These city-level factors differentiate Norwalk from other communities in Warren County and provide geographic context for its hazard exposure.

Population

16,835

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

41.4561Β° N, 93.6887Β° W

Warren County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Norwalk

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Norwalk

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.