Natural Disaster Risk in Paullina
Iowa
Risk Summary for Paullina
Paullina scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Paullina, Iowa
Located in the interior eastern United States in O'Brien County, Paullina is a small community of about 1,326. The humid continental climate that characterizes this part of Iowa β marked by cold winters, hot summers, and frequent severe weather β directly influences the types and severity of natural hazards present, making Paullina a community where hazard awareness has real practical value.
Paullina's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include drought and winter.
Relative to other U.S. communities, Paullina's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.4/10 state average. The hazard distribution here is led by hail and drought, as measured by FEMA across O'Brien County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Paullina residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.
What this means for Paullina: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Paullina
These city-level factors differentiate Paullina from other communities in O'Brien County and provide geographic context for its hazard exposure.
Population
1,326
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 43.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.4/10
Coordinates
42.9662Β° N, 95.6795Β° W
O'Brien County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Paullina
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Paullina
Other cities in Iowa
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.