🌍 ClimateRiskCheck

Natural Disaster Risk in Peterson

Iowa

4.7out of 10
Moderate Risk

Risk Summary for Peterson

Peterson scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Drought

All 18 Hazard Scores

Hail
8.5
Winter Weather
7.5
Drought
6.7
Tornado
6.0
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Ice Storm
4.9
Avalanche
4.5
Strong Wind
4.1
Landslide
4.1
Wildfire
3.8
Extreme Heat
2.8
Earthquake
2.5
Hurricane
2.4
Lightning
2.2
Riverine Flooding
1.0

How it compares

Peterson
4.7
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Peterson, Iowa

Peterson, in Clay County, is a small community of about 693 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Peterson residents and property owners must navigate.

According to FEMA's National Risk Index, Peterson carries an overall risk score of 4.7/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to winter and drought.

Within Iowa, Peterson's risk is, slightly below the 5.4/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Clay County identifies hail as the foremost hazard, followed by winter and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Peterson residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Peterson: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Peterson

These city-level factors differentiate Peterson from other communities in Clay County and provide geographic context for its hazard exposure.

Population

693

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.8/10

Coordinates

42.9352Β° N, 95.3575Β° W

Clay County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Peterson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Peterson

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.