🌍 ClimateRiskCheck

Natural Disaster Risk in Preston

Iowa

5.5out of 10
Moderate Risk

Risk Summary for Preston

Preston scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Drought

All 18 Hazard Scores

Landslide
9.0
Hail
8.5
Drought
8.1
Strong Wind
7.4
Cold Wave
6.2
Tornado
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Wildfire
4.4
Extreme Heat
4.4
Hurricane
4.0
Winter Weather
3.9
Earthquake
3.6
Lightning
2.7
Riverine Flooding
1.0

How it compares

Preston
5.5
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Preston, Iowa

Preston, in Jackson County, is a small community of about 1,743 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Preston residents and property owners must navigate.

According to FEMA's National Risk Index, Preston carries an overall risk score of 5.5/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to hail and drought.

Within Iowa, Preston's risk is, near the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jackson County identifies landslide as the foremost hazard, followed by hail and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Preston's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Preston: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Preston

These city-level factors differentiate Preston from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

1,743

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

42.0577Β° N, 90.4279Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Preston

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Preston

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.