🌍 ClimateRiskCheck

Natural Disaster Risk in Remsen

Iowa

6.0out of 10
High Risk

Risk Summary for Remsen

Remsen scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Landslide

All 18 Hazard Scores

Hail
9.4
Drought
9.2
Landslide
8.3
Tornado
8.0
Winter Weather
7.9
Ice Storm
7.5
Wildfire
7.4
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
5.0
Extreme Heat
4.9
Coastal Flooding
4.9
Lightning
4.5
Avalanche
4.5
Earthquake
2.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Remsen
6.0
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Remsen, Iowa

Remsen is a town of roughly 2,962 residents in Plymouth County, in the interior eastern United States. The area experiences cold winters, hot summers, and frequent severe weather, with a tornado-active spring season shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Remsen.

According to FEMA's National Risk Index, Remsen carries an overall risk score of 6.0/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to drought and landslide.

Remsen's risk score, slightly above the 5.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Plymouth County, the highest-scoring are hail, drought, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Remsen's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Remsen: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Remsen

These city-level factors differentiate Remsen from other communities in Plymouth County and provide geographic context for its hazard exposure.

Population

2,962

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

42.7955Β° N, 95.9477Β° W

Plymouth County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Remsen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Remsen

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.