🌍 ClimateRiskCheck

Natural Disaster Risk in Salem

Iowa

5.9out of 10
Moderate Risk

Risk Summary for Salem

Salem scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Strong Wind Hail

All 18 Hazard Scores

Strong Wind
8.3
Extreme Heat
8.3
Hail
8.2
Drought
8.1
Lightning
6.8
Landslide
6.7
Tornado
5.5
Wildfire
5.4
Tsunami
5.4
Earthquake
5.1
Volcanic Activity
5.1
Winter Weather
5.0
Ice Storm
5.0
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.4
Cold Wave
3.9
Riverine Flooding
1.0

How it compares

Salem
5.9
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Salem, Iowa

Salem, in Henry County, is a small community of about 913 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Salem residents and property owners must navigate.

According to FEMA's National Risk Index, Salem carries an overall risk score of 5.9/10, placing it in the moderate category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to wind and hail.

Within Iowa, Salem's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Henry County identifies heat as the foremost hazard, followed by wind and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Salem residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Salem: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Salem

These city-level factors differentiate Salem from other communities in Henry County and provide geographic context for its hazard exposure.

Population

913

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

40.8383Β° N, 91.6065Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Salem

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Salem

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.