🌍 ClimateRiskCheck

Natural Disaster Risk in Seymour

Iowa

5.0out of 10
Moderate Risk

Risk Summary for Seymour

Seymour scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Landslide Tornado

All 18 Hazard Scores

Drought
9.5
Tornado
6.1
Landslide
6.1
Extreme Heat
5.9
Hail
5.8
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Wildfire
5.0
Coastal Flooding
4.9
Strong Wind
4.8
Ice Storm
4.8
Avalanche
4.5
Hurricane
3.9
Earthquake
3.0
Winter Weather
2.3
Lightning
2.2
Riverine Flooding
1.0

How it compares

Seymour
5.0
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Seymour, Iowa

Seymour, in Wayne County, is a small community of about 1,464 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Seymour residents and property owners must navigate.

Seymour's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include landslide and tornado.

Within Iowa, Seymour's risk is, slightly below the 5.4/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Wayne County identifies drought as the foremost hazard, followed by landslide and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Seymour residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Seymour: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Seymour

These city-level factors differentiate Seymour from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

1,464

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

40.6654Β° N, 93.1359Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Seymour

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Seymour

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.