🌍 ClimateRiskCheck

Natural Disaster Risk in Stockton

Iowa

7.4out of 10
High Risk

Risk Summary for Stockton

Stockton scores 7.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Strong Wind Winter Weather

All 18 Hazard Scores

Strong Wind
9.7
Hail
9.7
Winter Weather
9.0
Extreme Heat
8.9
Ice Storm
8.8
Lightning
8.6
Tornado
8.5
Drought
8.5
Cold Wave
8.3
Earthquake
7.8
Landslide
7.5
Wildfire
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.5
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Stockton
7.4
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stockton, Iowa

Located in the interior eastern United States in Scott County, Stockton is a small community of about 698. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Stockton a community where hazard awareness has real practical value.

FEMA rates Stockton's composite natural disaster risk at 7.4 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for wind and winter risk in their preparedness planning.

Relative to other U.S. communities, Stockton's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.4/10 state average. The hazard distribution here is led by hail and wind, as measured by FEMA across Scott County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Stockton residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Stockton: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Stockton

These city-level factors differentiate Stockton from other communities in Scott County and provide geographic context for its hazard exposure.

Population

698

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

41.6084Β° N, 90.8416Β° W

Scott County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stockton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stockton

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.