🌍 ClimateRiskCheck

Natural Disaster Risk in Swisher

Iowa

7.3out of 10
High Risk

Risk Summary for Swisher

Swisher scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Tornado Hail

All 18 Hazard Scores

Strong Wind
9.9
Tornado
9.8
Hail
9.6
Cold Wave
9.2
Extreme Heat
8.9
Winter Weather
8.9
Drought
8.4
Landslide
8.2
Ice Storm
8.0
Lightning
7.8
Wildfire
6.9
Tsunami
5.4
Earthquake
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.2
Riverine Flooding
1.0

How it compares

Swisher
7.3
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Swisher, Iowa

Located in the interior eastern United States in Johnson County, Swisher is a town of roughly 3,934 residents. The humid continental climate that characterizes this part of Iowa β€” marked by cold winters, hot summers, and frequent severe weather β€” directly influences the types and severity of natural hazards present, making Swisher a community where hazard awareness has real practical value.

Swisher's overall natural disaster risk is rated 7.3/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include tornado and hail.

Relative to other U.S. communities, Swisher's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.4/10 state average. The hazard distribution here is led by wind and tornado, as measured by FEMA across Johnson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Swisher residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Swisher: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Swisher

These city-level factors differentiate Swisher from other communities in Johnson County and provide geographic context for its hazard exposure.

Population

3,934

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

41.8290Β° N, 91.7086Β° W

Johnson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Swisher

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Swisher

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.