🌍 ClimateRiskCheck

Natural Disaster Risk in Westfield

Iowa

6.0out of 10
High Risk

Risk Summary for Westfield

Westfield scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Landslide

All 18 Hazard Scores

Hail
9.4
Drought
9.2
Landslide
8.3
Tornado
8.0
Winter Weather
7.9
Ice Storm
7.5
Wildfire
7.4
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
5.0
Extreme Heat
4.9
Coastal Flooding
4.9
Lightning
4.5
Avalanche
4.5
Earthquake
2.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Westfield
6.0
Iowa avg.
5.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Westfield, Iowa

Westfield, in Plymouth County, is a small community of about 503 situated in the interior eastern United States. Its humid continental climate brings cold winters, hot summers, and frequent severe weather, and in particular a tornado-active spring season. These conditions collectively define the natural hazard environment that Westfield residents and property owners must navigate.

According to FEMA's National Risk Index, Westfield carries an overall risk score of 6.0/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to drought and landslide.

Within Iowa, Westfield's risk is, slightly above the 5.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Plymouth County identifies hail as the foremost hazard, followed by drought and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Westfield residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Westfield: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Westfield

These city-level factors differentiate Westfield from other communities in Plymouth County and provide geographic context for its hazard exposure.

Population

503

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 42.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

42.7062Β° N, 96.5351Β° W

Plymouth County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Westfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Westfield

Other cities in Iowa

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.