🌍 ClimateRiskCheck

Natural Disaster Risk in Benedict

Kansas

5.0out of 10
Moderate Risk

Risk Summary for Benedict

Benedict scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Strong Wind

All 18 Hazard Scores

Drought
6.9
Wildfire
6.4
Strong Wind
6.0
Ice Storm
5.9
Tornado
5.8
Winter Weather
5.8
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.5
Avalanche
4.5
Cold Wave
4.5
Hail
4.3
Lightning
4.1
Earthquake
3.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Benedict
5.0
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Benedict, Kansas

Located in the interior eastern United States in Wilson County, Benedict is a small unincorporated community. The semi-arid continental climate that characterizes this part of Kansas β€” marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Benedict a community where hazard awareness has real practical value.

FEMA rates Benedict's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wildfire and wind risk in their preparedness planning.

Relative to other U.S. communities, Benedict's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Wilson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Benedict's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Benedict: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Benedict

These city-level factors differentiate Benedict from other communities in Wilson County and provide geographic context for its hazard exposure.

Population

162

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

37.6337Β° N, 95.7048Β° W

Wilson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Benedict

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Benedict

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.