🌍 ClimateRiskCheck

Natural Disaster Risk in Chapman

Kansas

6.1out of 10
High Risk

Risk Summary for Chapman

Chapman scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Extreme Heat

All 18 Hazard Scores

Ice Storm
8.9
Wildfire
8.6
Extreme Heat
8.5
Winter Weather
8.5
Hail
8.1
Strong Wind
8.0
Tornado
7.9
Drought
5.7
Tsunami
5.4
Landslide
5.2
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.5
Cold Wave
3.5
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Chapman
6.1
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chapman, Kansas

Located in the interior eastern United States in Dickinson County, Chapman is a small community of about 2,242. The semi-arid continental climate that characterizes this part of Kansas β€” marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Chapman a community where hazard awareness has real practical value.

Chapman's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include wildfire and heat.

Relative to other U.S. communities, Chapman's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by ice storm and wildfire, as measured by FEMA across Dickinson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Chapman residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Chapman: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Chapman

These city-level factors differentiate Chapman from other communities in Dickinson County and provide geographic context for its hazard exposure.

Population

2,242

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

38.9583Β° N, 97.0118Β° W

Dickinson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chapman

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chapman

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.