🌍 ClimateRiskCheck

Natural Disaster Risk in Clearwater

Kansas

7.9out of 10
High Risk

Risk Summary for Clearwater

Clearwater scores 7.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Cold Wave Hail

All 18 Hazard Scores

Ice Storm
10.0
Tornado
9.9
Hail
9.9
Extreme Heat
9.9
Cold Wave
9.9
Winter Weather
9.8
Lightning
9.8
Wildfire
9.5
Strong Wind
8.9
Earthquake
7.8
Drought
6.8
Hurricane
6.2
Landslide
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Clearwater
7.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clearwater, Kansas

Clearwater, in Sedgwick County, is a town of roughly 5,692 residents situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Clearwater residents and property owners must navigate.

According to FEMA's National Risk Index, Clearwater carries an overall risk score of 7.9/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to cold wave and hail.

Within Kansas, Clearwater's risk is, considerably above the 5.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Sedgwick County identifies ice storm as the foremost hazard, followed by cold wave and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Clearwater residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Clearwater: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Clearwater

These city-level factors differentiate Clearwater from other communities in Sedgwick County and provide geographic context for its hazard exposure.

Population

5,692

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

37.5105Β° N, 97.4924Β° W

Sedgwick County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clearwater

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clearwater

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.