🌍 ClimateRiskCheck

Natural Disaster Risk in Coffey County

Kansas

5.9out of 10
Moderate Risk

Risk Summary for Coffey County

Coffey County scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Ice Storm Wildfire

All 18 Hazard Scores

Lightning
9.3
Ice Storm
8.2
Wildfire
8.1
Drought
7.4
Winter Weather
7.4
Hail
6.9
Strong Wind
6.3
Extreme Heat
6.2
Tornado
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.7
Avalanche
4.5
Landslide
4.0
Earthquake
3.9
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Coffey County
5.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coffey County, Kansas

Coffey County, in the United States in Kansas, is characterized by its semi-arid continental climate β€” hot summers, cold winters, and exposure at the heart of Tornado Alley. The county faces one of the most intense tornado seasons in the world, peaking in May and June, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Coffey County's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include ice storm and wildfire.

Within Kansas, Coffey County's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Coffey County identifies lightning as the foremost hazard, followed by ice storm and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Coffey County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Coffey County: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Cities in Coffey County

ZIP codes in Coffey County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.