Natural Disaster Risk in Coolidge

Natural Hazard Profile: Coolidge, Kansas

Coolidge, in Hamilton County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Coolidge residents and property owners must navigate.

According to FEMA's National Risk Index, Coolidge carries an overall risk score of 3.7/10, placing it in the low category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to hail and tsunami.

Within Kansas, Coolidge's risk is, slightly below the 5.2/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Hamilton County identifies drought as the foremost hazard, followed by hail and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Coolidge carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — drought — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.