🌍 ClimateRiskCheck

Natural Disaster Risk in Courtland

Kansas

4.9out of 10
Moderate Risk

Risk Summary for Courtland

Courtland scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Strong Wind

All 18 Hazard Scores

Hail
9.3
Ice Storm
8.8
Strong Wind
7.7
Drought
5.7
Winter Weather
5.4
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.9
Coastal Flooding
4.9
Tornado
4.8
Avalanche
4.5
Extreme Heat
4.1
Lightning
3.4
Cold Wave
2.7
Earthquake
2.6
Hurricane
2.4
Landslide
2.0
Riverine Flooding
1.0

How it compares

Courtland
4.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Courtland, Kansas

Courtland, in Republic County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Courtland residents and property owners must navigate.

Courtland's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include ice storm and wind.

Within Kansas, Courtland's risk is, near the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Republic County identifies hail as the foremost hazard, followed by ice storm and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Courtland's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Courtland: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Courtland

These city-level factors differentiate Courtland from other communities in Republic County and provide geographic context for its hazard exposure.

Population

335

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.9/10

Coordinates

39.8518Β° N, 97.8975Β° W

Republic County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Courtland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Courtland

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.