Natural Disaster Risk in Cowley County
Kansas
6.8out of 10
Risk Summary for Cowley County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Wildfire Tornado Ice Storm
All 18 Hazard Scores
Wildfire 9.3
Tornado 9.2
Ice Storm 8.9
Cold Wave 8.8
Strong Wind 8.5
Hail 8.3
Extreme Heat 8.1
Winter Weather 7.1
Drought 6.9
Landslide 6.3
Tsunami 5.4
Volcanic Activity 5.1
Lightning 5.0
Coastal Flooding 4.9
Earthquake 4.8
Hurricane 4.7
Avalanche 4.5
Riverine Flooding 1.0
How it compares
Cowley County 6.8
Kansas avg. 5.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Cowley County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.