🌍 ClimateRiskCheck

Natural Disaster Risk in Decatur County

Kansas

4.5out of 10
Moderate Risk

Risk Summary for Decatur County

Decatur County scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Strong Wind

All 18 Hazard Scores

Hail
9.2
Drought
7.9
Strong Wind
6.6
Winter Weather
5.4
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.9
Tornado
3.6
Cold Wave
2.6
Extreme Heat
2.5
Lightning
2.5
Hurricane
2.4
Landslide
2.4
Earthquake
2.2
Riverine Flooding
1.0

How it compares

Decatur County
4.5
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Decatur County, Kansas

Decatur County, in the United States in Kansas, is characterized by its semi-arid continental climate β€” hot summers, cold winters, and exposure at the heart of Tornado Alley. The county faces one of the most intense tornado seasons in the world, peaking in May and June, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

Decatur County's overall natural disaster risk is rated 4.5/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include drought and wind.

Within Kansas, Decatur County's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Decatur County identifies hail as the foremost hazard, followed by drought and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Decatur County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Decatur County: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Cities in Decatur County

ZIP codes in Decatur County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.