🌍 ClimateRiskCheck

Natural Disaster Risk in Elk County

Kansas

4.8out of 10
Moderate Risk

Risk Summary for Elk County

Elk County scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Ice Storm Landslide

All 18 Hazard Scores

Wildfire
9.3
Ice Storm
5.9
Landslide
5.7
Tsunami
5.4
Drought
5.3
Hail
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.6
Winter Weather
4.6
Hurricane
4.5
Avalanche
4.5
Extreme Heat
4.0
Strong Wind
3.8
Cold Wave
3.2
Earthquake
2.9
Lightning
2.5
Riverine Flooding
1.0

How it compares

Elk County
4.8
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elk County, Kansas

Elk County is located in the United States in Kansas, home to roughly 2,483 residents. The county experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Elk County carries an overall risk score of 4.8/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to ice storm and landslide.

Elk County's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Elk County, the highest-scoring are wildfire, ice storm, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Elk County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Elk County: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Cities in Elk County

ZIP codes in Elk County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.