🌍 ClimateRiskCheck

Natural Disaster Risk in Ellsworth

Kansas

5.0out of 10
Moderate Risk

Risk Summary for Ellsworth

Ellsworth scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Hail

All 18 Hazard Scores

Ice Storm
8.5
Wildfire
8.0
Hail
7.3
Winter Weather
6.5
Drought
6.0
Tornado
5.7
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.4
Cold Wave
4.4
Earthquake
2.5
Hurricane
2.4
Landslide
2.2
Lightning
2.0
Riverine Flooding
1.0

How it compares

Ellsworth
5.0
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ellsworth, Kansas

Ellsworth is a town of roughly 3,471 residents in Ellsworth County, in the interior eastern United States. The area experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ellsworth.

According to FEMA's National Risk Index, Ellsworth carries an overall risk score of 5.0/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to wildfire and hail.

Ellsworth's risk score, near the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Ellsworth County, the highest-scoring are ice storm, wildfire, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Ellsworth's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Ellsworth: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Ellsworth

These city-level factors differentiate Ellsworth from other communities in Ellsworth County and provide geographic context for its hazard exposure.

Population

3,471

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

38.7617Β° N, 98.2201Β° W

Ellsworth County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ellsworth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ellsworth

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.