🌍 ClimateRiskCheck

Natural Disaster Risk in Elwood

Kansas

4.9out of 10
Moderate Risk

Risk Summary for Elwood

Elwood scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Drought Tornado

All 18 Hazard Scores

Landslide
8.1
Drought
7.8
Tornado
6.3
Hail
6.1
Wildfire
5.8
Tsunami
5.4
Ice Storm
5.3
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.2
Winter Weather
3.5
Earthquake
3.0
Lightning
2.9
Strong Wind
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Elwood
4.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elwood, Kansas

Located in the interior eastern United States in Doniphan County, Elwood is a small community of about 815. The semi-arid continental climate that characterizes this part of Kansas β€” marked by hot summers, cold winters, and exposure at the heart of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Elwood a community where hazard awareness has real practical value.

FEMA rates Elwood's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for drought and tornado risk in their preparedness planning.

Relative to other U.S. communities, Elwood's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by landslide and drought, as measured by FEMA across Doniphan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Elwood's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Elwood: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Elwood

These city-level factors differentiate Elwood from other communities in Doniphan County and provide geographic context for its hazard exposure.

Population

815

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

39.7621Β° N, 94.8772Β° W

Doniphan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elwood

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Elwood

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.