🌍 ClimateRiskCheck

Natural Disaster Risk in Florence

Kansas

5.9out of 10
Moderate Risk

Risk Summary for Florence

Florence scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Wildfire

All 18 Hazard Scores

Ice Storm
9.2
Hail
8.3
Wildfire
8.1
Winter Weather
7.8
Strong Wind
7.7
Extreme Heat
7.4
Tornado
7.3
Lightning
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Landslide
4.3
Cold Wave
3.8
Earthquake
3.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Florence
5.9
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Florence, Kansas

Florence is a small community of about 659 in Marion County, in the interior eastern United States. The area experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Florence.

According to FEMA's National Risk Index, Florence carries an overall risk score of 5.9/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to hail and wildfire.

Florence's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Marion County, the highest-scoring are ice storm, hail, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Florence's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Florence: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Florence

These city-level factors differentiate Florence from other communities in Marion County and provide geographic context for its hazard exposure.

Population

659

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

38.2246Β° N, 96.9208Β° W

Marion County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Florence

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Florence

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.