🌍 ClimateRiskCheck

Natural Disaster Risk in Garnett

Kansas

5.4out of 10
Moderate Risk

Risk Summary for Garnett

Garnett scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Winter Weather

All 18 Hazard Scores

Drought
7.9
Ice Storm
7.6
Winter Weather
7.0
Lightning
6.5
Strong Wind
6.2
Hail
6.2
Extreme Heat
5.9
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Tornado
4.8
Cold Wave
4.7
Wildfire
4.5
Avalanche
4.5
Earthquake
3.3
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Garnett
5.4
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Garnett, Kansas

Garnett, in Anderson County, is a town of roughly 4,971 residents situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Garnett residents and property owners must navigate.

According to FEMA's National Risk Index, Garnett carries an overall risk score of 5.4/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to ice storm and winter.

Within Kansas, Garnett's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Anderson County identifies drought as the foremost hazard, followed by ice storm and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Garnett residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Garnett: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Garnett

These city-level factors differentiate Garnett from other communities in Anderson County and provide geographic context for its hazard exposure.

Population

4,971

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

38.2806Β° N, 95.2724Β° W

Anderson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Garnett

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Garnett

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.