Natural Disaster Risk in Gove
Kansas
Risk Summary for Gove
Gove scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Gove, Kansas
Gove is a small unincorporated community in Gove County, in the Great Plains. The area experiences hot summers, cold winters, and exposure at the heart of Tornado Alley, with one of the most intense tornado seasons in the world, peaking in May and June shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Gove.
According to FEMA's National Risk Index, Gove carries an overall risk score of 3.9/10, placing it in the low category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to drought and tsunami.
Gove's risk score, slightly below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Gove County, the highest-scoring are hail, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Despite its lower-than-average risk classification, Gove is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers hail — remains prudent for all residents.
What this means for Gove: Hail preparedness
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
Local Factors for Gove
These city-level factors differentiate Gove from other communities in Gove County and provide geographic context for its hazard exposure.
Population
183
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 38.9°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 4.7/10
Coordinates
38.8549° N, 100.4471° W
Gove County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Gove
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Gove
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.