Natural Disaster Risk in Grinnell
Kansas
Risk Summary for Grinnell
Grinnell scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Grinnell, Kansas
Located in the Great Plains in Gove County, Grinnell is a small community of about 574. The semi-arid continental climate that characterizes this part of Kansas — marked by hot summers, cold winters, and exposure at the heart of Tornado Alley — directly influences the types and severity of natural hazards present, making Grinnell a community where hazard awareness has real practical value.
FEMA rates Grinnell's composite natural disaster risk at 3.9 out of 10 — low risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for drought and tsunami risk in their preparedness planning.
Relative to other U.S. communities, Grinnell's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by hail and drought, as measured by FEMA across Gove County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Grinnell is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers hail — remains prudent for all residents.
What this means for Grinnell: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Grinnell
These city-level factors differentiate Grinnell from other communities in Gove County and provide geographic context for its hazard exposure.
Population
574
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower — moist climate limits wildfire frequency
Fire score: 4.7/10
Coordinates
39.0027° N, 100.6535° W
Gove County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Grinnell
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Grinnell
Other cities in Kansas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.