🌍 ClimateRiskCheck

Natural Disaster Risk in Haddam

Kansas

5.0out of 10
Moderate Risk

Risk Summary for Haddam

Haddam scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Ice Storm

All 18 Hazard Scores

Hail
8.6
Wildfire
8.1
Ice Storm
7.2
Strong Wind
6.7
Winter Weather
5.7
Landslide
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.3
Drought
4.2
Cold Wave
2.9
Earthquake
2.7
Hurricane
2.4
Lightning
2.4
Riverine Flooding
1.0

How it compares

Haddam
5.0
Kansas avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Haddam, Kansas

Haddam, in Washington County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and exposure at the heart of Tornado Alley, and in particular one of the most intense tornado seasons in the world, peaking in May and June. These conditions collectively define the natural hazard environment that Haddam residents and property owners must navigate.

Haddam's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include wildfire and ice storm.

Within Kansas, Haddam's risk is, near the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Washington County identifies hail as the foremost hazard, followed by wildfire and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Haddam residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Haddam: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Haddam

These city-level factors differentiate Haddam from other communities in Washington County and provide geographic context for its hazard exposure.

Population

304

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

39.8401Β° N, 97.2935Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Haddam

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Haddam

Other cities in Kansas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.